This site is sponsored by the Arrowhead Library System in cooperation with the Rock County Enrollment Steering Committee
Your Rock County Public Libraries:
Beloit
  Clinton  Edgerton  Evansville  
Janesville
  Milton  Orfordville 
Notice: 
The next enrollment period for the Affordable Care Act is November 15, 2014-February 15, 2015. 

The Affordable Care Act 
Background: 
In March 2010, the Patient Protection and Affordable Care Act (ACA) became law. Health Insurance Marketplaces, also known as Exchanges, have been set up to facilitate a more organized and competitive market for buying health insurance. 

Federal subsidies in the form of premium tax credits will be available to consumers meeting income requirements to make the coverage more affordable.


Resources for the Health Insurance Marketplace - Rock County

Getting Help: November 15, 2014-February 15, 2015 
Agencies, organizations, and insurance providers in Rock County, Wisconsin are working together to develop a list of locations where individuals will be able to get help during that enrollment time. Visit this website closer to the enrollment period for more information

Getting Help: Special Enrollment Period
If you have had a life changing event, you may qualify to change or purchase insurance at the Health Insurance Marketplace during what is called a SEP or special enrollment period. SEP is a time outside of open enrollment when you and your family can sign up for health insurance in the health insurance marketplace. You may qualify for a special enrollment period of 60 days following certain life events that involve a change in family status (for example, marriage or birth of a child) or loss of other health coverage. 

If that is the case, you are currently able to get help with enrollment at the locations listed below:

Community Health Systems
74 Eclipse Center, Beloit, WI 53511
608-361-0311

Dean Health Plan
St. Maryís Janesville Hospital
3400 E. Racine St., Janesville, WI 53546
800-279-1301

MercyCare Insurance
580 N. Washington St., Janesville, WI 53548 
800-895-2421

Southern Wisconsin Consortium Call Center 
1-888-794-5780 (toll free)

Official USA site: www.healthcare.gov
ACA Helpline: 1-800-318-2596 (toll free)


Informational videos: back to top

6 minute video about the Health Insurance Marketplace APPLICATION
This video introduces an interactive online application process for health coverage through the Health Insurance Marketplace on HealthCare.gov. Using an example of a single man from Arizona, images of computer screens from the application unfold while a narrator explains the content of each screen. The program concludes with a printable summary of the application and an explanation of what benefits will be received.

4 minute video about the Health Insurance Marketplace ENROLLMENT
This video introduces the Marketplace enrollment process for health coverage through the Health Insurance Marketplace on HealthCare.gov. Using the same individual from the Marketplace Application video as an example, the scenario continues, as he follows step-by-step instructions on how to find and enroll in a health plan. Images of computer screens from the Marketplace enrollment process unfold while a narrator explains the content of each screen. The program concludes with a successful completion of all enrollment steps, and how to contact the health plan to submit payment.

Spanish version of the Marketplace 101 video.  


What key dates do I need to know? back to top

Follow this link
to learn the important dates regarding the Health Insurance Marketplace.

The Wisconsin Legislature approved the rejection of an optional Medicaid expansion under federal health care reform. How does this effect me?

Are you a Veteran? Visit the U.S. Department of Veterans Affairs page VA, Affordable Care Act and You.


Printable forms: back to top

An updated link to all printable forms including individual and family forms, exemption applications, appeal forms, articles, and more.


Quick facts about the Health Insurance Marketplace: back to top

  • The Health Insurance Marketplace is for people seeking insurance or who are uninsured. Generally, people who currently have insurance through their workplace, who have insurance through Medicaid/KanCare, Medicare, Childrenís Health Insurance Program (CHIP), Tricare or the Veterans health care program are not the target of this open enrollment period.
  • Most people will be eligible for health coverage through the Health Insurance Marketplace.
  • The Marketplace is a new way to find quality health coverage. It can help if you donít have coverage now or if you have it but want to look at other options.
  • The Marketplace simplifies your search for health coverage by gathering the options available in your area in one place. You can compare plans based on price, benefits, and other features important to you before you make a choice. Plans will be presented in four categories Ė bronze, silver, gold, and platinum Ė to make comparing them easier.
  • Insurance plans in the Marketplace are offered by private companies. They cover the same core set of benefits called essential health benefits. No plan can turn you away or charge you more because you have an illness or medical condition. They must cover treatments for these conditions. Plans canít charge women more than men for the same plan. Many preventive services are covered at no cost to you.

The Public Library's role in helping people find insurance in the Marketplace?
The Affordable Care Act includes sweeping changes and a number of options in healthcare coverage. There are a wide variety of resources available online that provide information about these options, and how to choose what is best for you. The staff of Rock County Public Libraries can direct patrons to those resources. 

Making the correct healthcare choices requires an understanding of each personís or familyís unique health and financial circumstances. Members of Rock County Public Libraries staff are not trained or licensed to provide advice or to assist you in selecting a specific health plan, but can provide information and direction to public resources about the Affordable Care Act that will help you make your own choices.

Arrowhead Library System | 608-758-6695 | 210 Dodge Street, Janesville, WI 53548 | www.als.lib.wi.us | Published October 2013. Updated 24 July 2014.