next enrollment period for the Affordable Care Act is November 15,
2014-February 15, 2015. Watch this website for more information.
The Affordable Care Act: Resources for the Health Insurance
In March 2010, President Obama
signed comprehensive health reform, the Patient Protection and Affordable
Care Act (ACA), into law. Health Insurance Marketplaces,
also known as Exchanges, have been set up to facilitate a more organized and
competitive market for buying health insurance.
Marketplaces will primarily serve individuals buying insurance on
their own and small businesses. Federal subsidies in the form of premium tax credits will be available to consumers meeting income requirements to
make the coverage more affordable.
application assistance: back
Rock County, Wisconsin: Local Help Resources -
Will be updated in the fall, 2014.
List of Certified Application Counselors - click
Want to learn more about how it
works? Watch these videos:
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minute video about the Health Insurance Marketplace APPLICATION
This video introduces an interactive
online application process for health coverage through the Health
Insurance Marketplace on HealthCare.gov. Using an example of a single man
from Arizona, images of computer screens from the application unfold while
a narrator explains the content of each screen. The program concludes with
a printable summary of the application and an explanation of what benefits
will be received.
minute video about the Health Insurance Marketplace ENROLLMENT
This video introduces the Marketplace
enrollment process for health coverage through the Health Insurance
Marketplace on HealthCare.gov. Using the same individual from the
Marketplace Application video as an example, the scenario continues, as he
follows step-by-step instructions on how to find and enroll in a health
plan. Images of computer screens from the Marketplace enrollment process
unfold while a narrator explains the content of each screen. The program
concludes with a successful completion of all enrollment steps, and how to
contact the health plan to submit payment.
Spanish version of the Marketplace 101 video.
What key dates do I need
to know? back
this link to learn the important dates regarding the Health Insurance
The Wisconsin Legislature
approved the rejection of an optional Medicaid expansion
under federal health care reform. How
does this effect me?
Are you a Veteran?
Visit the U.S. Department of Veterans Affairs page VA,
Affordable Care Act and You.
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link to all printable forms including individual and family forms,
exemption applications, appeal forms, articles, and more.
Quick facts about the Health Insurance
- The Health Insurance Marketplace is for
people seeking insurance or who are uninsured. Generally, people who
currently have insurance through their workplace, who have insurance
through Medicaid/KanCare, Medicare, Children’s Health Insurance
Program (CHIP), Tricare or the Veterans health care program are not
the target of this open enrollment period.
- Most people will be eligible for health
coverage through the Health Insurance Marketplace.
- The Marketplace is a new way to find
quality health coverage. It can help if you don’t have coverage now
or if you have it but want to look at other options.
- The Marketplace simplifies your search
for health coverage by gathering the options available in your area in
one place. You can compare plans based on price, benefits, and other
features important to you before you make a choice. Plans will be
presented in four categories – bronze, silver, gold, and platinum
– to make comparing them easier.
- Insurance plans in the Marketplace are
offered by private companies. They cover the same core set of benefits
called essential health benefits. No plan can turn you away or charge
you more because you have an illness or medical condition. They must
cover treatments for these conditions. Plans can’t charge women more
than men for the same plan. Many preventive services are covered at no
cost to you.
The Public Library's role in helping people find insurance in the Marketplace?
The Affordable Care Act includes sweeping changes and a number of options in healthcare coverage. There are a wide variety of resources available online that provide information about these options, and how to choose what is best for you. The staff of
Rock County Public Libraries can direct patrons to those resources.
Making the correct healthcare choices requires an understanding of each person’s or family’s unique health and financial circumstances. Members of
Rock County Public Libraries staff are not trained or licensed to provide advice or to assist you in selecting a specific health plan, but can provide information and direction to public resources about the Affordable Care Act that will help you make your own